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Steps To Get Your Finances In Order For Taxes and Peace of Mind

In Inspiration, Interview, Motivation by Hamilton SparksLeave a Comment

It’s the new year and if you are like most, you are happy to have 2021 behind you!  Many have found themselves in a position of asking what is my next normal? I found myself asking this question about 2 ½ years ago. I had been at my company for about 21 years and was starting to ask myself, “is this all I Am meant to do with my life?” 

Many people start their year with a goal planning session and financial goals always fall at the top of that list.  

I’m curious if you’ve added any financial goals to your 2021 plan?  As with any New Year one of the most common goals families have is getting clear on their financial roadmap.  I know the Covid crisis has challenged many families to do more with less and others find themselves in a situation where they have been able to save and are now uncertain what to do with that.

I wanted to remind you of our mission here which is “no family left behind” and we are doing it through financial literacy and helping families learn ways to create their stimulus check!  There are a lot of ways that we can help you and your family and wanted to share those in case any of these are on your To do list for the coming year.  

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We take people on a journey through our financial analysis to find their  financial independence number or FIN…that’s simply a bucket of money that if you save that much by the age you want to retire, you’ll be able to retire and live off the interest.  

We are not’ in the business of making people wealthy but we are in the business of educating people about what it takes to retire so you can live comfortably. We can help with anything under the financial services umbrella but there are 6 main areas we find most families have gaps in one form or another:

  • 1st we help families get clear on their budget and where their money is going.  If your money doesn’t have a job it tends to disappear…just like my teenage son without a purpose, if your money doesn’t have a job it either disappears or can get you in trouble if your not careful.
  • We help evaluate your debt whether it’s student loan or credit card debt, we counsel you on ways to get out of debt faster and easier enabling you to eliminate debt entirely so you can save more for the future.
  • We help you with learning habits to establish an emergency fund to prepare for the unexpected expenses that come up in all our lives.  Imagine how different this Covid crisis would be if every family had 3-6 months of emergency fund put aside!
  • We show you ways to protect your families through various types of life insurance, long term care, disability insurance etc. One of my personal goals is to be one of the reasons “Go Fund me” accounts are no longer necessary in our country.  Life insurance is so very inexpensive and we want to help families protect their most important asset which is themselves!
  • If you have insurance already, I’m glad you do, but chances are you have the OLD kind of life insurance which only benefits your family if you pass away. The insurance of today enables you to draw an income while you are living. God forbid you get sick or injured and don’t pass away but are unable to provide for your family, having a backup income plan is crucial.
  • We show you ways to build wealth and outpace inflation and it doesn’t take a lot.  You’d be surprised how little you have to save if you are consistent with that savings and how it can grow with the benefit of time and compound interest.

Who thinks taxes will be higher when they retire?  We teach about the fact that the increasing tax rates of the future has nothing to do with politics but more about the simple concept of math.  In order to continue to fund the programs our country has in place, the government has no choice except to increase taxes. Most families are saving in a deferred comp plan like a 401k or 403b and you haven’t paid any taxes on that money.  It’s basically living your retirement up to the federal government!  We teach you how to save tax free so it doesn’t matter what taxes are doing when you retire.  

If you have seen what the market has done the last 12 years going straight up with some roller coaster dips along the way and think there may be a correction coming…we can help you protect your money for the next down turn in the market.  I lost 38% in 2008 like most families.  The things I’ve learned since then and helped my clients learn has enabled them to lose nothing in the crazy volatility of the last year.  

We can help with setting up college funds and retirement funds for your children…my 12 year has a retirement fund and the best part is she is saving tax free…I love to teach families about the “pensions” of the millennials and the million dollar baby concept.

If you are like 70% of Americans, you know you need a will or trust but you haven’t yet gotten  around to doing it.  We can help you with that as all and at a fraction of the cost that an attorney charges.  

If any of these financial goals are things that you are looking to tackle in the new year, be sure you reach out to us and schedule time to learn more. 

If you are interested in learning how we teach families to create home based businesses in financial education, I’d love to share more as well.

My prayer for all of you is that this Covid crisis has helped you find time to pause and reflect on the important parts of life and if there’s ways we can help support you, please let us know.

I had a chance to interview my business partner and fellow wealth educator Mark Quann last week who is the best selling author of Top 25 Ways an IUL can Secure Your Financial Future: And Build a Tax-Free Family Bank!

Mark started his career as a security guard but knew that he was meant to do something more with his life.  The principle he teaches in his book are strategies the wealthy have been using forever and we think everyone should know about.  Take some time to listen and/or watch here and get in touch if you’d like to learn more about this powerful tax free savings tool!

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Special Events & Announcements this week:

Millionaire Maker Meetup & Marketplace

When: Jan 21st and 22nd

Learn from my mentor, Loral Langemeier who is known as the Millionaire Maker!  

2 day workshop Jan 21-22nd – $997 value and complementary to our tribe  if you use our referral code MMMMVIP

TO LEARN MORE ABOUT THE WORKSHOP, CLICK HERE: https://bit.ly/322eENV

To get your FREE ticket use the promo code MMMMVIP when checking out. 

You will get all the way to the end when you are checking out and that code will set the ticket price to $0, and you will be immediately enrolled into the event.

Loral is known as the Millionaire Maker (she even has 5 best selling books about her process) and I know you will get INCREDIBLE value from her event.

Wealth Minded series January 2021

Complimentary webinar that meets every Friday at 12noon

This 12 week series will take you through a journey of 10 home based business pursuits with visiting mentors like Loral Langemeier, Zondra Evan’s and Alec Stern, America’s startup expert!

Opt-in here to get reminders:

https://forms.aweber.com/form/67/774711667.htm

Zoom: Join Zoom Meeting

https://us02web.zoom.us/j/2924273609

Meeting ID: 292 427 3609

Join us for our Recruiter Mindset Workshop, complimentary 5 week series

Are you a network marketer or direct seller looking to grow your Recruiter Mindset in 2021?

Opt-in here to our complimentary 5 week series, every Tuesday at 12noon (replay available)

https://forms.aweber.com/form/00/1335006700.htm

When: Tuesdays at 12noon pst

Zoom: Join Zoom Meeting

https://us02web.zoom.us/j/2924273609

Meeting ID: 292 427 3609

Myself and two dear friends, Janine Finney, author of “Flip Flop CEO” and Angela McKay, founding partner of Monat will be teaching from our 30+ years of experience in recruiting to help you grow your business in 2021. Sign up below and invite your friends!

What will the workshop teach you?

How to develop a recruiter mindset and attract the right partners to your business

Learn your duplicatable business system and how to apply recruiting that works for your style

LinkedIn by Lisa – learn from a professional recruiter how to use this powerful business marketing tool – An untapped market is out there for you to meet and partner with

Define your niche market

Messaging that will be engaging and effortless 

Why and how you should focus on recruiting UP!

How to develop an attitude that you are looking for the people looking for you

Three powerful styles of recruiting you’ll learn: 

– professional recruiting, 

– social media marketing, 

– warm market recruiting   

https://forms.aweber.com/form/00/1335006700.htm

The Millionaire Maker Game

If you’re looking for a fun game to teach your kids how the money game works, check out, The Millionaire Maker Game, from one of my mentors Loral Langemeier.

https://shopintegratedwealthsystems.com/products/millionaire-maker-game

Loral is teaching our kids to change the financial landscape of their future!  

As always, feel free to reach out with any questions or needs throughout the week. If you need time with me, pick a good time on my calendar but I will make myself after hours as well as always. 

https://calendly.com/lwilliamsrevolution

P.S. If you liked this newsletter and genius from our guest, please share with your community… forward it to a friend who always challenges YOU to grow. I hope you have at least one of those people in your tribe!

P.S.S. Do you have a desire to create a business of your own but have no clue where to start?  Come join us at www.LisaWilliamsCo.com and explore the amazing world of business building and entrepreneurship.  Let us help you discover the person you were MEANT to become!

Blessings to you in the coming year ahead and I hope I get an opportunity to meet you again soon!


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Lisa Williams Co | Creator of the Perfect Side Gigs Program
www.LisaWilliamsCo.com
We are on a mission to empower, equip, and inspire 1 million people to hire themselves!

Please schedule a chat here if I can be of service and blessings to
you in this amazing life journey!

I’d Love to Connect with You!

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Call: +1 (714) 396-0193

P.S. If you liked this newsletter and genius from our guest, please share with your community… forward it to a friend who always challenges YOU to grow. I hope you have at least one of those people in your life!

P.S.S. Do you have a desire to create a business of your own but have no clue where to start?  Come join us at www.perfectsidegigs.com and explore the amazing world of business building and entrepreneurship. Let us help you discover the person you were MEANT to become!

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